Terms of Service
Effective Date: January 1, 2025
Last Updated: January 1, 2025
1. Acceptance of Terms
By accessing and using LumpSum-Calculator.com ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Description of Service
LumpSum-Calculator.com provides online investment calculation tools, including but not limited to:
- Lump sum investment calculators
- SIP (Systematic Investment Plan) calculators
- Investment comparison tools
- Financial planning resources
- Educational content related to investments
3. Use License
Permission is granted to temporarily use LumpSum-Calculator.com for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials
- Use the materials for any commercial purpose or for any public display
- Attempt to reverse engineer any software contained on the website
- Remove any copyright or other proprietary notations from the materials
4. Disclaimer of Warranties
⚠️ Important Financial Disclaimer
The calculations and projections provided by this service are for educational and informational purposes only. They do not constitute financial advice, investment recommendations, or guarantees of future performance.
- All investment calculations are estimates based on the inputs provided
- Actual investment returns may vary significantly from projections
- Past performance does not guarantee future results
- Market conditions, fees, and taxes can affect actual returns
- You should consult with qualified financial advisors before making investment decisions
5. Limitations of Liability
In no event shall LumpSum-Calculator.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website, even if LumpSum-Calculator.com or its authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
6. Accuracy of Materials
The materials appearing on LumpSum-Calculator.com could include technical, typographical, or photographic errors. We do not warrant that any of the materials on its website are accurate, complete, or current. We may make changes to the materials contained on its website at any time without notice. However, we do not make any commitment to update the materials.
7. User Responsibilities
As a user of this service, you agree to:
- Use the service only for lawful purposes
- Provide accurate information when using our calculators
- Not attempt to interfere with the proper working of the service
- Not use automated systems to access the service excessively
- Respect the intellectual property rights of the service
- Understand that calculations are estimates and not financial advice
8. Privacy Policy
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices regarding the collection and use of your information.
9. Prohibited Uses
You may not use our service:
- For any unlawful purpose or to solicit others to perform unlawful acts
- To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
- To infringe upon or violate our intellectual property rights or the intellectual property rights of others
- To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
- To submit false or misleading information
- To upload or transmit viruses or any other type of malicious code
10. Intellectual Property Rights
The service and its original content, features, and functionality are and will remain the exclusive property of LumpSum-Calculator.com and its licensors. The service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.
11. Termination
We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the service will cease immediately.
12. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
13. Governing Law
These Terms shall be interpreted and governed by the laws of the jurisdiction in which LumpSum-Calculator.com operates, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
14. Severability
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our service, and supersede and replace any prior agreements we might have between us regarding the service.
15. Contact Information
If you have any questions about these Terms of Service, please contact us:
Email: legal@lumpsum-calculator.com
Website: LumpSum-Calculator.com
Last Updated: January 1, 2025
📋 Agreement Acknowledgment
By using LumpSum-Calculator.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, you must not use our service.