Investment Calculators and Guides

Choose a calculator for numbers, a comparison tool for decisions, or a guide for the reasoning behind the inputs.

How to Choose the Right Calculator

1

Start with your situation

Have a one-time amount (bonus, savings, sale proceeds)? Use the Lumpsum Calculator. Investing monthly? Use the SIP Calculator. Planning withdrawals? Use the SWP Calculator.

2

Pick a realistic return rate

If you are unsure, try 3 runs: conservative (8%), baseline (10–12%), and optimistic (14%). Real markets move, so treat results as estimates.

3

Don’t ignore inflation

Your account value can grow while your purchasing power shrinks. Use the Inflation Calculator to see “real” value in today’s money.

4

Use comparisons for decisions

If you’re stuck between investing all at once vs spreading it out, use the Lumpsum vs SIP tool and read the matching guide for the reasoning.

Assumptions (What These Tools Assume)

  • Returns are estimates, not guarantees.
  • Return rate is constant for the full period (for simplicity).
  • Inflation rate is constant (when used).
  • Taxes, exit loads, and fund fees are not included unless stated.

Tools FAQ